For practices, therapists and opticians
So good care does not stop at out-of-pocket costs.
Depending on their tariff and personal eligibility, your patients may be able to use a health budget of up to EUR 3,000 over two years. Your practice provides neutral information. Healio checks, advises and supports.
No insurance advice by the practice is required.
Awards and tests for selected providers in the Healio concept
And who protects you?
Professional liability, practice interruption, occupational disability and Rürup pensions – combined professionally, organised digitally and supported personally.
The right solution depends on your profession, protection needs and existing cover.
Short check, free and without obligation
The treatment plan is ready. The budget is not always.
When patient contributions rise, recommended services may be postponed, reduced or not started at all. Healio helps patients understand which reimbursement and bonus options may be available to them – without influencing the practice's medical decision.
The Healio health budget
Depending on their personal situation, patients may be able to combine health insurer bonuses with supplementary insurance benefits. Healio checks eligibility individually and explains which components can actually be used.
Total health budget
up to EUR 3,000
over two years from potential health insurer bonuses and tariff benefits
Naturopathy and alternative medicine
up to EUR 1,000
Tariff benefits for services including naturopathy, osteopathy, TCM and chiropractic care
Vision aids
up to EUR 500
SDK tariff benefit for vision aids. A potential freely usable IKK cash bonus may further reduce the patient's contribution.
The actual amount and availability depend, among other things, on the selected tariff, its conditions and documented bonus activities.
Who is Healio for?
For practices and specialist retailers whose patients or customers regularly co-finance healthcare services themselves.
Naturopaths
Tariff benefits for naturopathy may give patients additional financial room for planned treatments.
Osteopaths
Osteopathic services may be partially reimbursed depending on the tariff and eligibility requirements.
TCM practitioners
Depending on the tariff, benefits from the naturopathy budget may apply to acupuncture, herbal therapy or Tuina.
Chiropractors
Healio checks whether and to what extent chiropractic services are covered by the patient's individual tariff.
Optical shops and opticians
The SDK tariff provides up to EUR 500 for vision aids. A potential IKK cash bonus may be used freely in addition.
Midwives
You can neutrally point families to the information. Healio handles the individual check, advice and brokerage.
A clear process. Clear roles.
30-minute introduction
We explain the concept, responsibilities and process. You then decide at your leisure whether Healio fits your practice.
Provide information
You receive neutral cards, flyers or a QR code and decide for yourself where you want to refer to them.
Healio takes over
Interested patients contact Healio directly. We check eligibility, provide individual advice and, if requested, broker a suitable solution.
Manageable practice effort
You provide neutral information or a QR code. Insurance advice and application support remain with Healio.
More financial room
A suitable health budget may reduce patient contributions. Patients decide for themselves whether and how to use benefits.
Participate free of charge
Partner practices pay no participation fee. Healio provides information materials free of charge.
Responsibilities clearly separated
Your practice treats. Healio advises.
The partnership creates a simple information path without turning the treatment room into a sales conversation.
- Practice
Provide neutral information
You make patients aware of the concept and provide information materials or a QR code.
- Patient
Decide voluntarily
Interested patients decide for themselves whether they want to learn more and contact Healio directly.
- Healio
Check, advise and support
We clarify eligibility, explain options and, if requested, handle insurance brokerage and ongoing support.
You remain professionally independent and focus on treatment.
Frequently asked questions about the partnership
Responsibilities, benefits and requirements explained clearly.
Good information strengthens the relationship with your patients.
Many patients want to continue their treatment but are held back by out-of-pocket costs. A neutral introduction to possible health-insurance bonuses and suitable supplementary cover gives them another basis for an informed decision.
Your role stays clear: you treat and inform. Healio explains the financial options and supports interested patients with the next steps.
This creates value without sales pressure: your patients know their options, and you decide how the information pathway fits into your practice.
Is Healio right for your practice?
In 30 minutes, we clarify the concept, responsibilities and process. You then decide whether you want to offer this information path to your patients.
Appointment booking after your approval
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Good care needs clear paths.
30 minutes. Clear roles. An honest decision.