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    A smarter German health insurance switch

    Get more from your health insurer.

    We first check where you may save on contributions. Then we look at which bonus is realistic for your routine and which benefits genuinely fit your needs.

    Check my insurance advantageFree comparison on KassenBoost, in German
    Start without contact detailsSee the result before applyingCost, bonus and benefits kept separate

    Your comparison

    One decision, three clear answers.

    1. 1CostWhat do you actually pay?
    2. 2BonusWhat can you realistically earn?
    3. 3BenefitsWhat helps in everyday life?

    Compare first. Switch with confidence.

    Three comparison paths

    The cheapest insurer does not automatically win.

    Choose what matters most to you. The result keeps all three answers separate, so the difference is immediately clear.

    Save on contributions

    How much could you save on contributions?

    Income, insurance status and region all matter. We show the lowest suitable price anchor and useful alternatives behind it.

    • Classify monthly gross income and insurance status
    • Compare only insurers available in your region
    • Show other low-cost options next to the price leader

    What matters

    A clear euro difference instead of percentage clutter

    You see what the difference means per month and per year. Reputation and service can then be part of a conscious decision.

    Start the comparison on KassenBoost
    Preventive check-upsRecommended vaccinationsDental check-upsCheck-ups for children and during pregnancy

    Bonuses without performance pressure

    You do not need to be a competitive athlete.

    Many bonus programmes also recognise ordinary health routines. You only select what genuinely applies to you.

    • Preventive check-ups
    • Recommended vaccinations
    • Dental check-ups
    • Check-ups for children and during pregnancy
    • Health courses or regular activity

    Good to know

    Each insurer sets its own rules for eligible activities, evidence and whether it pays cash or an earmarked reimbursement.

    How your result is created

    Four short steps without insurance jargon.

    You only answer questions that can genuinely change the result.

    1. 01

      Region and current insurer

      So only insurers you can actually choose are included.

    2. 02

      Income and family

      For a suitable contribution calculation and the right personal context.

    3. 03

      Routine and preferences

      Choose preventive care, activity and benefits one question at a time.

    4. 04

      Three separate results

      See contribution savings, realistic bonus and benefit match side by side.

    No invented progress amounts: during the questions we show completion progress, and only show euro values once they can be calculated responsibly.

    Use your advantage well

    Keep it or put it towards better cover.

    Savings or a bonus are yours first. If you want, they may also help fund suitable supplementary insurance in part or in full.

    A health budget of up to EUR 3,000 over 2 years may be possible.

    This only applies when an achievable statutory health insurance bonus and suitable supplementary cover are combined and all relevant bonus and policy conditions are met.

    Outpatient

    For example for naturopathy, osteopathy, glasses and preventive care.

    View outpatient cover

    Dental

    For dental cleaning, dental prostheses and further benefits depending on the policy.

    View dental cover

    Hospital

    For more comfort and choice in hospital, depending on the policy.

    View hospital cover

    Kept clearly separate

    The result should be real.

    That is why we distinguish between a reliable contribution difference, an expected achievable bonus and particular benefits.

    1

    A bonus is not guaranteed

    It depends on programme rules and the activities you actually complete and verify.

    2

    Cash is not the same as credit

    Freely available cash and earmarked reimbursements are shown separately.

    3

    Regional really means regional

    An insurer is only compared if it is available where you live or work.

    Frequently asked questions

    Short and clear answers.

    Do I need to switch before seeing the comparison?

    No. You see your result first and then decide whether you want to start an application.

    Is the cheapest insurer always recommended?

    No. The cheapest suitable insurer is a clear price anchor. We also show alternatives when bonus, benefits, reputation or service matter more to you.

    Is the displayed bonus guaranteed?

    No. Bonus payments depend on the insurer's rules and the activities you actually complete and document. A responsible result distinguishes between a possible and a realistically achievable bonus.

    Can a health insurance bonus pay for supplementary cover?

    Depending on the achievable bonus and premium, this may be possible in part or in full. It is not guaranteed. Cash bonuses and earmarked reimbursements must be considered separately.

    Does the comparison work for families?

    Yes. Income, insurance status, children and personal circumstances belong in the calculation because they can affect contributions, long-term care insurance and eligible bonus activities.

    Ready to compare?

    Find out which German health insurer genuinely gives you more.

    Start with contribution and region. Bonus and benefits are then explained clearly in context.

    Check my insurance advantage

    The German comparison opens on KassenBoost.