Independent advice. Personal support.
Your health insurer pays you for staying healthy.Go get it.
We get your health insurance bonuses so fit that they can help pay for your supplementary cover. Sports club, gym, preventive care: much of what you already do is worth real money. Free bonus check in 2 minutes.
How much your bonus is worth depends on your insurer and your activities. We calculate it for you, free of charge and individually. Start your bonus check
Your cover
Choose what you want to protect better.
Each area leads directly to the relevant benefits and next steps.
More room in your health budget
Naturopathy, osteopathy, vision aids and preventive care, with a health budget of up to EUR 3,000 over 2 years.
Naturopathy · Vision aids · Prevention
Strong protection for your smile
Make dental treatment, restorations and preventive care easier to cover.
Restorations · Treatment · Prevention
Better supported in hospital
Private room, specialist treatment and choice of hospital, depending on the selected plan.
Private room · Specialists · Hospital choice
Outpatient highlight
EUR 3,000
health budget over 2 years
Turn out-of-pocket costs into planned room for health.
Outpatient supplementary cover can protect services such as naturopathy, osteopathy, vision aids and preventive care. A suitable health-insurance bonus can create additional financial room.
- Naturopathy and alternative treatment
- Osteopathy and preventive care
- Vision aids and other outpatient benefits
Actual benefits and effective contributions depend on the selected plan, your personal situation and the bonus you achieve.
Explore the health budgetHow Healio works
Insurance can feel straightforward.
We translate plans into clear decisions and stay by your side after you sign up.
- 01
Choose your cover
Start with the area you want to protect better.
- 02
Understand the options
We make benefits, limits and costs easier to compare.
- 03
Sign up digitally
Complete the right application in a structured, paperless flow.
- 04
Stay supported
Healio helps with contracts, budgets, receipts and questions.
Healio app
Keep your cover in view.
Budget, receipts and important policy information in one place, backed by a personal contact.
- Track your budget
- Manage receipts
- Personal support
Clear advice. Ongoing support.
More than a quick online sign-up.
Healio combines digital simplicity with personal responsibility.
Independent broker
We advise as an insurance broker and explain what really matters.
Understandable comparison
Benefits and limits are clear before you decide.
A real contact
When you have questions, you can reach a person rather than only a portal.
Service after sign-up
Contracts, budgets and receipts remain part of our support.
Healio beyond individual cover
Looking for Healio for your company or practice?
The specialist areas lead directly to the information you need.
For companies
Decisions that shape the next three decades.
Occupational pensions, health insurance and benefits as one responsible system for your workforce.
Explore company solutionsFor practices
Help make treatment more affordable for patients.
Healio connects patients with suitable cover and helps improve access to your treatment.
Explore the partner programmeYour next step
Which cover fits you?
Start with your topic or talk to Healio personally.
Get personal advice